Year  Account 1  Account 2

    1    200.00    100.00
    2    206.00    105.00
    3    212.18    110.25
    4    218.55    115.76
    5    225.10    121.55

    6    231.85    127.63
    7    238.81    134.01
    8    245.97    140.71
    9    253.35    147.75
   10    260.95    155.13

   11    268.78    162.89
   12    276.85    171.03
   13    285.15    179.59
   14    293.71    188.56
   15    302.52    197.99

   16    311.59    207.89
   17    320.94    218.29
   18    330.57    229.20
   19    340.49    240.66
   20    350.70    252.70

   21    361.22    265.33
   22    372.06    278.60
   23    383.22    292.53
   24    394.72    307.15
   25    406.56    322.51

   26    418.76    338.64
   27    431.32    355.57
   28    444.26    373.35
   29    457.59    392.01
   30    471.31    411.61

   31    485.45    432.19
   32    500.02    453.80
   33    515.02    476.49
   34    530.47    500.32
   35    546.38    525.33

   36    562.77    551.60
   37    579.66    579.18
   38    597.05    608.14
   39    614.96    638.55
   40    633.41    670.48
The second account will pass the first account at the beginning of the 38-th year -- that is, after the money has been in the bank for 37 years.
Copyright c 1995 by PWS Publishing Company, a division of International Thomson Publishing Inc. Comments to Frank Wattenberg, Department of Mathematics, Carroll College, Helena, MT 59625.